Direct Chambers: +92 (321) 852-0085|Advocates High Courts of Pakistan

Specialist Banking Litigation Desk

Preeminent Banking Litigation & Synergized Security Perfection

Banking & Finance Representation

Definitive legal representation for leading commercial and agricultural banks. Protecting institutional capital under the Financial Institutions Recovery Laws and SBP regulations.

Safeguarding Banking Capital and Institutional Compliance under Special Laws

With decades of combined experience, our lawyers specialize in the enforcement of financial contracts and protection of commercial assets. Jus & Lay holds active representation panels for elite financial institutions across Pakistan.

We handle both contentious matters, such as complex loan recoveries, banking court trials, executive mortgage auctions, and non-contentious tasks like title verification of large corporate collateral, syndicated loan security agency deeds, and drafting bespoke Islamic finance agreements.

Syndicated Finance

Corporate capital structuring & audits

Act 2001 Specialization

Expertise in Recovery Suits & Foreclosures

Lending Panel Profiles

Our chambers hold active legal panels and handle representation for:

The Bank of Punjab (BOP)

Habib Bank Limited (HBL)

Bank Alfalah Limited

Standard Chartered Bank Pakistan

Zarai Taraqiati Bank Limited (ZTBL)

Banking & Finance Practice

Specialist Services to Financial Institutions

Contentious Recovery Suits & Banking Disputes

Vigorous representation of financial institutions and corporate clients in loan recovery proceedings under the Financial Institutions (Recovery of Finances) Act, 2001.

•Filing and defending recovery suits before the Banking Courts

•Obtaining attachment of assets and properties under Section 15

•Filing execution petitions for auction of mortgaged assets

•Appeals before High Courts against Banking Court decrees

Syndicated Financing & Transaction Advisory

Specialized structuring of multi-bank syndicated loan agreements, project financing, and customized corporate debt arrangements.

•Inter-creditor agreements and security agent deeds

•Feasibility audit and legal due diligence of security assets

•Drafting Facility Agreements and subordination covenants

•Compliance checks on credit exposure and State Bank policies

Security Creation, Mortgages & Perfection

Expert drafting and verification of secure legal documentation ensuring bulletproof collateral protection for commercial lenders.

•Equitable and registered mortgage deed drafting

•Creation of charge with the SECP (Form 10/16 filing)

•Title verification reports and clearance opinions for properties

•Redemption, foreclosure, and hypothecation perfection

Regulatory Defense & SBP Prudential Guidelines

Expert advisory on SBP prudential regulations, foreign exchange rules, anti-money laundering (AML) compliance, and banking fraud audits.

•Prudential regulations compliance audits

•Defense representation before SBP & FIA investigations

•Advisory on consumer credit laws and micro-finance regulations

•Bespoke opinions on currency regulations and SBP circulars

Informed Decisions

Banking Recovery Law FAQ & Insights

Immediate Banking Desk Liaison

Consult our Chambers

Submit details regarding financial defaults, security audits, syndicated financing draftings, or SBP regulatory queries to schedule an elite advocate consultation.